No Picture

Guns • Re: Remington 700’s

February 20, 2017 Photon Guy 0

I’ve got a Remington 700 that I want to go hunting with. I will have to check the trigger and serial # to see if it is one of the rifles that should be recalled. I hope to get this fixed. I really do want to take it hunting.

Statistics: Posted by Photon Guy — Mon Feb 20, 2017 11:40 am


No Picture

Food & Water • Re: WHEAT – Price per pound?

February 20, 2017 kappydell 0
sageprice wrote:

IceFire wrote:I buy 50 lb bags of re-cleaned wheat for under $15. Same with oats and barley. Of course, that IS at the local feed store…..

Sheesh! feed wheat is perfectly edible. Learn how to clean and dry it. It makes a hearty loaf of bread and it is what you will be dealing with if we have a TEOTWAWKI event. There will be no special wheats, only what you can get. Learn how to deal with basic grains. Feed wheat can be had for around 10 to 15 dollars at most feed stores. It can be planted/ sprouted/or fed straight to chickens. Rotate it out and you won’t need to store it with special means.

YES! I have red wheat & whole dent corn from feed stores…I think what decided me is when one of the feed store employees ‘confessed’ he (as well as other employees) were feeding their own families from the feed store grain. (We swapped recipes…)
Of course not all feed stores carry the same things so you might have to ask around….I had to go to a more rural area to get wheat. It was as good as the health food store stuff, just smaller kernels.

Statistics: Posted by kappydell — Mon Feb 20, 2017 11:29 am


No Picture

Fuel cells • Re: Fuel Cell powers with butane

February 20, 2017 kaiserthesage24 0

Well Having the large amount of H2 is definitely needed for vehicle fuel cells could be made available by utilizing nuclear power plants extra capacity in off peak hours. On the other hand Water, for a raw material is essentially free and, the process is non- polluting. If only we could get over our irrational fear of nuke plants producing butane.

บาคาร่า

Statistics: Posted by kaiserthesage24 — Mon Feb 20, 2017 10:57 am


No Picture

Books • Re: One second after

February 20, 2017 Gunns 0
Murby wrote:
Funny story…
The wife and I have been prepping for the past two months.. we’re doing good.. have about 1000 lbs of food saved for the two of us + child.. The wife is kind of ho-hum about the whole thing… she goes along with it but its more of a “I support you” type of thing and she has this attitude of “well, we’re going to use it anyhow eventually so go ahead and buy it”.. of course this is about food storage stuff..
Then I gave her the book to read.. she got to the big gun fight.. comes into the room and says “We need more ammo.. more guns.. I need one of those assault rifles!” LOL Ya..we’re getting there…

Sort of the same thing happened to me. My wife of nearly 39 years never once shot a hand gun or rifle or shotgun and had no interest what so ever. 7 months or so she pauses the DVR looks at me and says “I want to buy my own hand gun and get my CCL”. I thought “who the heck is this woman?”. We both have our licenses and she has a nice handgun she practices with.

Statistics: Posted by Gunns — Mon Feb 20, 2017 10:56 am


No Picture

Guns • Re: Remington 700’s

February 20, 2017 ajax727 0

I have heard about the issue with the Remington 700 . I have a couple nib’s that have not been shot and a couple that have had just a few rounds fired under a box . I zeroed in the scopes and just put them up . I had no issues when I dialed them in but I only shot around 10 rounds per rifle I think .
Thanks for the information .

Statistics: Posted by ajax727 — Mon Feb 20, 2017 9:52 am


No Picture

Guns • Re: RELOADING

February 20, 2017 orangetom1999 0

There are some excellent posts by members on reloading here.

I have used the Hornady reloading books for years before I suddenly realized that they area using only Hornady bullets in their tables.

Also there is some variation between loading tables for different posters..on line.

Hence your taking it slow is a good idea …read and study.

I began learning to reload 41 Magnum ammo…intending to download my charges as I did not like the high power of factory ammo.

It has been a real learning experience very different from loading .38 Specials, 357 Magnums, or 45 ACPs.

Caution is the order of the day here…

Reload Pistol as well as rifle here.

Oh..and I started with a single stage RCBS press….now I have upgraded to a Lee turret press with four positions and also have upgraded to a RCBS Rock Chucker press for specifically the heavy duty job of resizing one sized brass to another size…or using a parent case to change it to another size or caliber. This often requires a heavy duty press.
This resizing of brass from one caliber to another was a learning experience in itself…

Oh…and I asked opinions from the members on here concerning this resizing of brass from one caliber to another…and this is what decided me on getting the heavy duty single stage RCBS Rock Chucker. I had broken my previous light duty Lee reloading press in working this specific task.
Since purchasing this RCBS Rock Chucker …and occasionally taking opinions of those with experience with it..I have heard few complaints and mostly compliments on the Rock Chucker press for this kind of resizing. The RCBS Rock Chucker has been a sound investment…and an excellent name for this press.
I am grateful to the members here for their views and opinions on this product.

Oh…and I am not pushing the Rock Chucker here…

Your number one consideration in getting into reloading is finances….the initial investment can be expensive once you get going.

I started reloading with these little Lee loaders in the boxes…no press involved. Reloading 30.06. and .30 Carbine and with a rubber hammer.. This is how I economically began reloading. Only later did I graduate to a press.

Thanks to all for their posts,
Orangetom

Statistics: Posted by orangetom1999 — Mon Feb 20, 2017 9:39 am


No Picture

Financial Issues • Re: Home loan Education and Interest Rate Quotes.Free 4 Prep

February 20, 2017 DR1VENbyKNOWLEDGE 0
JayJay wrote:
There are ways to protect your home, but you must do it in advance. One of the easiest is to sell it to your heir or a trusted friend and get an iron clad lease to live in it. Locally any change in ownership can be questioned for three years prior to such an event. My home is already in my son’s name complete with a “long term mortgage on paper and the lowest legal interest rate”. I also have a “lease on paper” that gives me complete control and first options should anything unexpected happen. It may sound complex, but not really. Swamp

####One of the easiest is to sell it to your heir or a trusted friend #####

I have neither which was obvious when I stated about the nursing home acquiring our property.[/quote]

I know way too little about your overall situation JayJay to clearly say, but you might want a reverse mortgage. It’s just another option to look into. For the right situation, a reverse mortgage is beneficial above all other loan products.

It strips the equity from a home quickly, you have to live in the home without extended absences(Like not in a nursing home) and have to keep it in good shape and pay the property taxes and insurance. but as long as those items are met, you will never have a mortgage payment again for life in that home.

Being a loan expert, wanting my mother to have a good quality of life in retirement on a fixed income, and not being concerned with an inheritance, I have my mom in a reverse mortgage…..It is right for her situation.

There are downfalls to reverse mortgages. So like any product, you need to know the specifics that they don’t mention to you before deciding if its the right choice for you. Education and foresight are paramount to obtaining a reverse mortgage.

Statistics: Posted by DR1VENbyKNOWLEDGE — Mon Feb 20, 2017 9:25 am


No Picture

Introduce Yourself • Re: New member, in CT

February 20, 2017 Cast Iron 0
Duncan113 wrote:
Hi, everyone. I’ve been living in CT now for about 2.5 years, originally from NY. I am hoping to find like-minded souls here, on this forum, and to make some new friends. I would value having some people to talk to who understand me, because in recent years, as the general level of intelligence, education and simple sanity has decreased, I find it hard to locate those I can converse with and relate to.

As for prepping, for me it’s just some basic preparedness (I lived through Sandy on the east end of Long Island and learned this lesson the hard way) combined with every day carry, and physical safety in this time of rioting and madness. I would like to discuss this latter topic in more depth with people–how to keep safe when walking around an urban area, how to stay on the right side of the law while still defending oneself if necessary, etc. I also have a get home bag in my car which I’m always working on.

Feel free to drop me a line a say hello.

Good morning Duncan,
The bold above, seems to a more common occurrence than just you, sadly.

Welcome.

Statistics: Posted by Cast Iron — Mon Feb 20, 2017 9:02 am


No Picture

Guns • Re: RELOADING

February 20, 2017 Cast Iron 0
donba wrote:
Thank you all finished the first read of the beginner’s guide to reloading. Started the A B C’s of reloading. Was look ing at kits like on the link by danthman114. Need to get reading……….

Keep in mind, most of the Lee Loader Pistol kits will full length resize.
The Rifle kits ONLY neck resize. For reloading semi-auto, lever actions rifles you will need a regular set of rifle dies for that caliber and a press.

The hand press works, but if you are expecting to go for the long haul, I would recommend a press.

I like the turret press, as I got additional plates for each caliber and can swap them out in a matter of seconds.

Statistics: Posted by Cast Iron — Mon Feb 20, 2017 8:53 am


No Picture

Financial Issues • Re: Home loan Education and Interest Rate Quotes.Free 4 Prep

February 20, 2017 JayJay 0

There are ways to protect your home, but you must do it in advance. One of the easiest is to sell it to your heir or a trusted friend and get an iron clad lease to live in it. Locally any change in ownership can be questioned for three years prior to such an event. My home is already in my son’s name complete with a “long term mortgage on paper and the lowest legal interest rate”. I also have a “lease on paper” that gives me complete control and first options should anything unexpected happen. It may sound complex, but not really. Swamp[/quote]

####One of the easiest is to sell it to your heir or a trusted friend #####

I have neither which was obvious when I stated about the nursing home acquiring our property.

Statistics: Posted by JayJay — Mon Feb 20, 2017 8:46 am


No Picture

Guns • Re: Remington 700’s

February 20, 2017 Cast Iron 0

I heard about a lawsuit, but not the recall.

Thank you for the information.

I have a co-worker who’s head will likely explode. He has a custom Remington 700 he brags about all day long.

Statistics: Posted by Cast Iron — Mon Feb 20, 2017 8:32 am


No Picture

Introduce Yourself • New member, in CT

February 20, 2017 Duncan113 0

Hi, everyone. I’ve been living in CT now for about 2.5 years, originally from NY. I am hoping to find like-minded souls here, on this forum, and to make some new friends. I would value having some people to talk to who understand me, because in recent years, as the general level of intelligence, education and simple sanity has decreased, I find it hard to locate those I can converse with and relate to.

As for prepping, for me it’s just some basic preparedness (I lived through Sandy on the east end of Long Island and learned this lesson the hard way) combined with every day carry, and physical safety in this time of rioting and madness. I would like to discuss this latter topic in more depth with people–how to keep safe when walking around an urban area, how to stay on the right side of the law while still defending oneself if necessary, etc. I also have a get home bag in my car which I’m always working on.

Feel free to drop me a line a say hello.

Statistics: Posted by Duncan113 — Mon Feb 20, 2017 6:37 am


Wilderness Survival • Re: Making fire in the rain…

February 20, 2017 theoutback 0
DR1VENbyKNOWLEDGE wrote:
Love commonsenseoutdoors…Watched him for years. :thumbup:

I just found the site. Pretty good. I found it funny to watch the great ideas in this video (most of which I knew), and then think about some of the goofy survival shows on tv and see them not incorporate some of these ideas and they can not make fire. :(

Statistics: Posted by theoutback — Mon Feb 20, 2017 6:25 am


No Picture

Gardening • Re: Pruning Apples

February 20, 2017 theoutback 0
bacpacker1513 wrote:
I just have a few trees. 2 Golden Delicious, Lodi, Orange Pippin, Arkansas Black, Granny Smith, 2 Honey Crisp, Stayman Winesap, and a couple others that I have forgotten the names of. Plus a couple of Pears, Mulberry, Nectarine, couple of Paw Paws, couple of Pecans, and 10 Blueberries. Nothing like you have and I’m trying to learn as I go. But it should be more than what the wife and I will need and leave some left over for barter or animal feed if need be. I tried several varieties to see what worked best in this area. But the wife loves putting up Honey Crisp and Winesaps the best. And we like eating Goldens fresh. I have lost a couple of trees and think I’ll go back with additional Honey Crisp to fill in the holes and any future needs. Still adding to the nut’s and Blueberries.

Nice! Honeycrisps are many people’s favorite, almost 1/4 of my orchards are in HC’s. That’s where the demand is. They are very finicky to grow and are biennial bearing, especially in early bearing years, so thin them good, do not overcrop them.

I’ve got several different berries too. The past two years I’ve planted chestnuts.

We overcropped these HC’s last year. I suspect we will have a light crop this year.

Statistics: Posted by theoutback — Mon Feb 20, 2017 6:19 am


No Picture

Gardening • Re: Pruning Apples

February 20, 2017 theoutback 0
anita wrote:
I read on a homesteader blog not to do pruning now, because of the unseasonably warm weather. (The pruning would make the tree start to come out of its dormancy?) Is that true? Thanks Outback.

Good question. We are in a strange period for sure. In general, you want to prune before bud swell, which is before the buds that hold blossoms start getting big. There are two main issues concerning pruning too late. Pests, insect damage, but even greater a bacterial infection called fire blight. Any time during when it is warmer in the spring early summer the spread of this infection is problematic. It most infects injured wood (like from a hailstorm), opened wounds from pruning, or blossoms opening, which is where most infections start.

My thoughts are that it is still too early for inoculum to spread. It’s still getting colder at night and long term forecasts are for a slightly colder weather here in Vermont. It certainly depends on where you are in the country. I can’t really give you a “do or don’t” answer, this is certainly strange early warm weather, but those are the issues. I’m going to finish up asap.

Statistics: Posted by theoutback — Mon Feb 20, 2017 6:03 am


No Picture

Guns • Remington 700’s

February 20, 2017 rickdun 0

I was reading a story about the 700’s and the deaths that have been caused by it firing even though the trigger was not pulled. There is now a recall on the 700’s and a class action lawsuit against remington. I own one and it never fired like this but I’m not going to shoot it anymore unit they fix the problem.

If you own one be very careful.

Statistics: Posted by rickdun — Mon Feb 20, 2017 4:36 am


No Picture

Poultices and Salves

February 20, 2017 gman 0

Poultices and Salves Cat Ellis “Herbal Prepper Live” Audio in player below! Herbal poultices and salves are essential elements in your herbal first aid kit. In this episode, I will walk you through how to make both poultices and salves. Poultices and salves are both topical applications and ideal for all sorts of injuries. Sprains, … Continue reading Poultices and Salves

The post Poultices and Salves appeared first on Prepper Broadcasting |Network.

No Picture

Guns • Re: RELOADING

February 20, 2017 donba 0

Thank you all finished the first read of the beginner’s guide to reloading. Started the A B C’s of reloading. Was look ing at kits like on the link by danthman114. Need to get reading……….

Statistics: Posted by donba — Mon Feb 20, 2017 1:07 am


No Picture

Terrorism & other Man made disasters • Re: EMP-Korea Concerns & Discussions

February 20, 2017 Photon Guy 0

So after reading this thread I looked up Dr. Pry on the internet and I must say he sounds like somebody who knows what he’s doing when he talks about the possibility of an EMP threat. I’ve heard and seen him speak on youtube videos and I would like to meet him if possible. I would like to know if he ever attends prepper expos and conventions, I would want to go to one that he’s at.

Statistics: Posted by Photon Guy — Sun Feb 19, 2017 10:06 pm


No Picture

Louisiana Discussion, News and Weather • Re: CDC halts work over equipment concern

February 20, 2017 anita 0

This reminds me of something in the book Hot Zone (I think) which is about Ebola, and a woman who worked with Ebola had a problem with her suit. I don’t think it was her air hose though. It has been several years since I read it. But it was rather sobering as to how accidents happen, even with the most knowledgeable people.

Statistics: Posted by anita — Sun Feb 19, 2017 9:14 pm


No Picture

Louisiana Discussion, News and Weather • CDC halts work over equipment concern

February 20, 2017 daaswampman 0

CDC halts work in its highest security laboratories over equipment concern

[snip]

The Centers for Disease Control and Prevention has temporarily suspended work in its highest security laboratories because of concerns about critical air supply hoses that attach to full-body suits that protect scientists against exposure to the world’s most deadly viruses

The air hoses, which have been used by about 100 workers inside CDC’s biosafety level 4 labs in Atlanta since they opened in 2008, may never have been intended to be used for carrying breathable air, the agency announced Friday. The CDC said it learned of the potential issue on Monday, as the agency was in the process of ordering replacement air hoses for the first time since the maximum containment labs went “hot” nearly a decade ago inside its $214 million Emerging Infectious Diseases Laboratory building.

Steve Monroe, CDC’s associate director for laboratory science and safety, said the action is being taken out of an abundance of caution. “There is no reason to suspect these hoses contained any toxic material,” Monroe said in an interview. He said CDC will be testing the air coming out of the hoses to see if it meets federal standards for breathable air. Results are expected next week.

USA TODAY revealed last month that these same air hoses have a history of disconnecting from CDC lab workers’ suits as they do experiments with lethal and often untreatable pathogens such as the Ebola virus.

“The air hose connector on my suit came off while I was working in [redacted] again,” a CDC scientist wrote in a May 2013 email to other agency staff. The email was among dozens of heavily redacted lab accident reports the CDC took nearly two years to release in response to a federal Freedom of Information Act request filed by USA TODAY in January 2015.

The scientist wrote that a colleague helped them “get out safely, reattaching my hose as best he could … I live to work another day!” The CDC sent out a mass email to about 40 lab workers the same day reminding them to make sure that their protective suits are in working order and to “be sure to pay attention to your breathing air hose” and ensure connections are tight, the records obtained by USA TODAY showed.

In response to USA TODAY’s report, leadership of the House Energy and Commerce Committee has asked CDC to provide a full accounting of all lab incidents at the agency since 2012.

Monroe said Friday he didn’t know why CDC facilities staff had recently decided it was time to replace the air hoses, but that he didn’t think it had to do with disconnection issues. When facilities staff contacted the company that now owns the firm that made the hoses, they were told that the hoses were not certified for use with breathable air. The CDC and Monroe would not name the company.

The CDC is contacting other operators of biosafety level 4 (BSL-4) labs that may use similar hoses. But so far, Monroe said, they have not found other labs that have been using the same hoses.

About 80 to 100 air hoses dangle from the ceiling in the CDC’s BSL-4 labs. Lab workers, connect to the nearest hoses as they work in various locations in the labs. The hoses supply purified air that is used for both breathing and creating positive pressure inside the moonsuit-like protective gear.

Monroe said the CDC expected to get a small shipment of hoses on Friday night, which will allow the agency to do critical work until additional hoses are obtained. He said the reporting of the issue to his office and the agency’s transparency about it with staff and the public is an example of safety improvements at the embattled agency. “To me this is a success of our efforts over the last two years to enhance the culture of safety with laboratory staff,” Monroe said.

Lab safety at the CDC has been under intense scrutiny since 2014 when the agency had a series of high-profile lab incidents involving anthrax, Ebola and a deadly strain of avian influenza. An ongoing USA TODAY investigation has revealed that the CDC’s labs have faced secret federal sanctions, and it has also found hundreds of safety accidents at other public and private research facilities nationwide.

http://www.usatoday.com/story/news/2017 … /98065184/

Think about this for a moment! The experts who are there to save us – are too incompetent to know what their equipment is intended to be used for and are willing to lie to cover up their mistakes! Do you feel safe? Swamp

Statistics: Posted by daaswampman — Sun Feb 19, 2017 8:35 pm


No Picture

Water • Re: Water for showering

February 20, 2017 Ragnar51 0
Photon Guy wrote:
You really should learn how to make and use a sweat lodge like the American Indians do. It gets you just about as clean as if you took a shower and it uses much less water.

Really itneresting, I didn’t know that’s what the sweat lodges were for. I always figured it was some ritual thing. Cool. 8)

Statistics: Posted by Ragnar51 — Sun Feb 19, 2017 8:01 pm


No Picture

Water • Re: Best Water Filter?

February 20, 2017 Ragnar51 0

Most people seem to think Alexa Pure is a bit better. I have both and I really can’t tell a difference. My guess is the ALexa Pure love comes from Alex Jones’s show advertising them. Of course there’s other opinions on the best water filter. The best sources I’ve found for info are www.mercola.com and http://www.justaddcleanwater.com It’s hard to find good reliable info when there’s money tied up in it you know ;)

Statistics: Posted by Ragnar51 — Sun Feb 19, 2017 8:00 pm


No Picture

Gardening • Re: Pruning Apples

February 20, 2017 bacpacker1513 0

I just have a few trees. 2 Golden Delicious, Lodi, Orange Pippin, Arkansas Black, Granny Smith, 2 Honey Crisp, Stayman Winesap, and a couple others that I have forgotten the names of. Plus a couple of Pears, Mulberry, Nectarine, couple of Paw Paws, couple of Pecans, and 10 Blueberries. Nothing like you have and I’m trying to learn as I go. But it should be more than what the wife and I will need and leave some left over for barter or animal feed if need be. I tried several varieties to see what worked best in this area. But the wife loves putting up Honey Crisp and Winesaps the best. And we like eating Goldens fresh. I have lost a couple of trees and think I’ll go back with additional Honey Crisp to fill in the holes and any future needs. Still adding to the nut’s and Blueberries.

Statistics: Posted by bacpacker1513 — Sun Feb 19, 2017 7:48 pm


No Picture

Introduce Yourself • Hello there!

February 20, 2017 Ragnar51 0

I hail from Nebraska where I live with my wife on our homestead. Our kids are all grown up and moved out and I’m recently retired, so I got a bit of time to waste on the internet. :clap: Looking forward to see what you folks have to say.

Statistics: Posted by Ragnar51 — Sun Feb 19, 2017 7:45 pm


No Picture

Financial Issues • Re: Home loan Education and Interest Rate Quotes.Free 4 Prep

February 19, 2017 rickdun 0

What Swamp said, we put our home in the kids name, with a memorandum of understanding that we live in it, keep it up and pay the taxes until we are both dead. We had an attorney do the paperwork, only cost me $150.00, that was done abut 5 year ago. Now the kids, after we’re dead can do what they want with it and not pay any inheritance taxes.

There are down falls to this method, if one of the kids gets in a bad accident and they are sued for big time money, well you know the rest. If they would separate from their spouse, not a problem, that was put in the memorandum, inlaw doesn’t count and they signed paperwork to that affect.

Statistics: Posted by rickdun — Sun Feb 19, 2017 6:44 pm


No Picture

First Aid & Medicine • Re: Anesthesia – How?

February 19, 2017 daaswampman 0
Matte wrote:
Starting smaller with common/minor procedures that can be done with local anesthesia makes sense, but you don’t get to choose the injury you may be presented with at the EOTW either.

Maybe I’m just in a particularly morbid mood today, but what’s the plan for dealing with an eviscerating chainsaw accident? Or a crushed pelvis and internal hemorrhaging if someone is run over by a car? No 911, no EMS, no hospitals. Conscious patient in agony, maybe only for minutes or maybe death is still hours away. Deal with it as you might for an animal? This is where I think Murby’s question has merit.

I would make them as comfortable as possible and reassure them to the best of my ability, wait for shock to set in (it will not take that long), and be with them until they die. Just like our ancestors did before modern medicine and they do today in some third world areas and very remote regions.

I live in an area with 45+ minute 911 response time providing everything goes perfect. Some years ago a neighbor had an accident on his tractor, I did what I could to stop his bleeding, but he bleed out anyway and died in about twenty minutes. I did not start CPR because it was not indicated, you have to have blood to move and his was all over the ground. I did not start IV’s as his injuries were not survivable and he would have been dead by the time I got back with my stuff. I was able to stop some of the bleeding and it may have bought him a few minutes.

You have to keep your head and do what you are capable of. It is not all going to be happy outcomes and heroic saves as TV would lead you to believe. I worked last night and our ER had twenty trauma stats. Not all were happy outcomes. Swamp

Statistics: Posted by daaswampman — Sun Feb 19, 2017 6:41 pm


No Picture

Financial Issues • Re: Home loan Education and Interest Rate Quotes.Free 4 Prep

February 19, 2017 daaswampman 0
JayJay wrote:

DR1VENbyKNOWLEDGE wrote:

JayJay wrote:I have a great trick–apply for a refi; save all correspondence and reply after approval that you’re just not quite ready.
Keep doing that and watch that refi fee come down from $4500 to $2300 to $1900 to $450. ;):p;):p

I have the paperwork to prove it and still was cautious of BofA and didn’t refinance.

But, when husband is gone and I really need to refi to live on his SS check?? I will pull out that last pile of paperwork and say…”I’m ready now and I want that last deal!!” :D

lol….sounds like a pain. It could work or just cost you your deal if you’re serious Jay Jay.

Be aware, on the best day at BofA, Wells, Chase, WaMu, etc etc etc, you are still paying Retail pricing……They don’t offer Wholesale pricing even to clients with $500,000 in their banks.(There’s a reason there’s high-rises with their names on top of them, marble check writing counters, etc…PROFIT.)

Wholesale Vs. Retail is about $3000 cheaper on a given rate or about .250%-.375% lower on a rate for the same cost involved…….There is almost no time a “Big Bank” will be cheaper on any loan Vs. wholesale….The only exceptions you might see is SOMETIMES for a JUMBO loan at Chase IF you have hundreds of thousands of dollars in holdings with them…..Even then, you need to shop the rate.

Be aware…..wall Street LOVES Trump….Ever since elected rates have been climbing quickly….30 yr fixed was COMPLETELY free at 3.500% at the beginning of November….now that same loan today will cost you about 9-10 thousand dollars including all 3rd party fees…….The same free loan is about 3.990%-4.125% on a 30 year today as example.(Specific credit scores , loan amount, type of property, LTV will alter these figures)

Rates move hourly, let alone daily….just like the stock market.
You cant say “I want that last deal you quoted me” if rates have gone higher and they were giving you the best deal then…..That would be like saying I want to buy Apple stock but I only want to pay $1 dollar per share you quoted me in 1978 even though it’s $135 per share today.

If they truly were giving you the best deal ON THE FIRST QUOTE, you should give that person your business and not play games as they showed their integrity giving you the best deal first phone call not wasting your time….It’s easily verifiable by shopping. Remember though, rates change quickly sometimes…shop everyone within 1 hour against each other to compare “Apples to Apples” ;)

Look at bankrate.com…(don’t put in your contact info or 10 companies will immediately start calling you non-stop!!!….I’m not kidding here)..It’s an excellent resource but use it wisely…..BUT, be aware Bankrate.com’s advertising policies will not include 3rd party fees for anyone…..It also only is good for Primary residence, SFR(no condo’s or townhomes) mandatory impounds, and no cash-out or 2nd mortgage consolidations…..don’t trust the reviews there about a company as that’s not enough…You need the INDIVIDUAL Loan Officers reviews that’s helping you to know if they can be counted on to deliver…..I’ve seen many a bad loan officer working for excellent companies…..The LO is your bread and butter to a successful loan transaction.

In ONE sentence, what is your point??
We are retired, never gonna have any OTHER income than what we have now.
Only debt is home.
I have a hefty savings hidden here.
I don’t want a home paid for; why?? The nursing home to take when we become unable to care for ourselves??
For the young?? Maybe, but I wouldn’t have listened when I was young.

There are ways to protect your home, but you must do it in advance. One of the easiest is to sell it to your heir or a trusted friend and get an iron clad lease to live in it. Locally any change in ownership can be questioned for three years prior to such an event. My home is already in my son’s name complete with a “long term mortgage on paper and the lowest legal interest rate”. I also have a “lease on paper” that gives me complete control and first options should anything unexpected happen. It may sound complex, but not really. Swamp

Statistics: Posted by daaswampman — Sun Feb 19, 2017 5:48 pm


No Picture

Gardening • Re: Pruning Apples

February 19, 2017 anita 0

I read on a homesteader blog not to do pruning now, because of the unseasonably warm weather. (The pruning would make the tree start to come out of its dormancy?) Is that true? Thanks Outback.

Statistics: Posted by anita — Sun Feb 19, 2017 5:47 pm


No Picture

Gardening • Re: Pruning Apples

February 19, 2017 theoutback 0
bacpacker1513 wrote:
Good info again Outback. I have all my pruning done with the exception of my 2 oldest trees,

What varieties do you have bacpacker?

Man I’m sore! Worked for about 5 hours pruning today. Getting old I guess! This is a cool pic I took a couple years ago in my high density orchard. I’ve got just over 1300 trees on an acre and a third. Training and pruning is quite different than traditional central leader trees. These are dwarf trees, the branches are bent to below 90 degrees to keep them small and stimulate them to fruit in just 1-2 years after planting! They are planted 3′ apart and 11′ between rows. The net result is about 1000 bushel of apples per acre, as opposed to about 350 to 500 bushel per acre on full sized trees. This is why you may have seen most commercial orchards going over to this system, or something similar.

Now, I know what you all are thinking! I’m going to be a target if the shtf. I know! I have a couple friends that will be helping me, and I will recruit more for people that will help with chores and security. But it will be tough, I know that, but it does give me something good to barter! A friend and I have put up a couple blinds around the perimeter that we use for hunting but will double as lookout posts too.

Statistics: Posted by theoutback — Sun Feb 19, 2017 4:11 pm